No Dental Insurance? No Problem!

by | Nov 8, 2022 | Complete Health, Cosmetic Dentistry, Dental Insurance, General Dentistry

Has a lack of dental insurance prevented you from getting the care you need for a healthy smile? Dental anxiety may be the number one reason that patients avoid the dentist, but fear of the cost is most definitely ranked right alongside it.

While dental insurance can typically help with these costs, unfortunately, not everyone has access to insurance or their dental insurance has very poor coverage and limitations. At Sierra Smiles, we know the impact that quality dental care has on your complete health. That’s why we’ve created an alternative to insurance or for those who do not have dental insurance, a dental savings plan! Our membership plans help our patients prevent disease, stay healthy, up-to-date on their care, and ability to save hundreds of dollars or more on your care.

Dental Insurance Alternatives: Smile Advantage at Sierra Smiles

We care very deeply about your oral health, so we work hard to remove any barriers that prevent you from getting the care that you need — including dental insurance. That’s how our popular Smile Advantage Membership Plan was born.

For a single fee, a Smile Advantage membership offers you incredible benefits. With multiple price tiers with expanded options at each level, there’s an option for every need, from individuals to entire families. Most importantly, every plan includes essential preventative care services to maintain a healthy smile.

Why is it so important to include preventative care?

If you do not have insurance, preventative care is extremely important. Twice-yearly dental wellness visits to examine your mouth, airway, and clean your teeth can help you lower your risk of requiring more expensive procedures down the road.

Your dentist can help you detect and track potential problems early on so you can prevent further breakdown. For example, if your dentist detects early signs of gum disease, they can advise you on how to floss with more precision or provide you with special products to halt existing deterioration after your hygienist has treated the early disease.

These low-cost preventative care visits end up saving you both time and money, helping you avoid costly, painful problems.

What Other Benefits Does Smile Advantage Offer?

Smile Advantage does much more than provide whole-year care for a set price. It also offers patient discounts on services not covered in the plan with no limitations or maximums like insurance plans have.

Our base essential plan provides discounts of 10% off of orthodontics and implants, and 15% off other treatments.

Expanded memberships offer the same discount on orthodontics/implants, with a jump to 20% off of other treatments and big discounts on Perio Protect trays (immediately) and whitening trays (after one year of membership).

All memberships include oral cancer screenings and a sleep and airway assessment. Many patients have even noted that our Smile Advantage Membership is better and more affordable than what is offered through their job! Employers can even take advantage of this for their employees instead of costly insurance programs that do not look out for the patient’s best interest.

Our Smile Advantage Dental Savings Plans include:

  • Routine Hygiene Wellness Visits & Exams
  • Diagnostic X-Rays
  • Discount on Treatment
  • Discount on Cosmetics

Without the hassle of:

  • Pre-Existing Condition Limits
  • Deductibles
  • Waiting Periods

Our experienced team can give you the information you need to get started with a membership plan that is just right for you! Some of the top reasons our patients enroll in our membership program include:

  • No dental insurance
  • Self-employed
  • Retired
  • No company insurance
  • Expensive company dental insurance
  • Uninsured college students
  • Unemployed/job hunting
  • Employers looking for a better option over insurance for their employees

Alternative Dental Insurance Options: CareCredit

We know that even with insurance or one of Sierra Smiles’ Smile Advantage memberships, some procedures may be more than what you can afford to pay in one lump sum. Procedures or treatments such as Invisalign, implants, braces or other care can sometimes be too much for a one-time payment.

Or maybe you don’t want to enroll in our plan, but paying in full, upfront, isn’t possible. Fortunately, there are options for that, too. Sierra Smiles has partnered with CareCredit to provide our patients with a low-interest option for paying for larger treatments.

Benefits:

  • Lower interest rates
  • Longer financing periods
  • Potential delayed interest options

Drawbacks:

  • Accrued interest
  • Credit limits
  • Some patients may not have eligible credit

You can even use CareCredit in combination with your Smile Advantage Membership in order to combine your membership discounts with any CareCredit low-/no-interest offerings. It’s a savvy way to save money while getting the best care possible, leaving you smiling all year long!

Find the Right Dental Savings Option for You!

Give Sierra Smiles Complete Health Dentistry a call today to learn more about our specialty plans for patients without insurance. You can also kick off your savings with our new patient special and discuss your options at your welcome appointment. We look forward to meeting you soon!