Paying For Your Dental Treatment
We’re committed to giving you the high-quality care you deserve without the worry of figuring out payment options.
Sierra Smiles Payment Options
Insurance
Sierra Smiles Dental Savings Plan
MOST POPULAR
Cherry
Care Credit
Cash or Credit Card
Insurance & Financing
Understanding payment options should feel straightforward and stress-free. At Sierra Smiles Complete Health Dentistry, we help patients navigate dental insurance and payment choices with clarity and transparency. Our goal is to support informed decisions, so cost concerns never become a barrier to maintaining oral health.
Dental Insurance
Dental insurance often helps cover preventive services such as exams, cleanings, and X-rays, while also contributing toward restorative treatments. Coverage varies by plan, and benefits may differ based on deductibles, annual maximums, and waiting periods. Our team helps patients understand how their benefits apply to recommended care.
Dental Insurance Plans
Patients may have employer-sponsored or individual dental insurance plans, each with different coverage rules. Before treatment begins, our office verifies benefits and explains estimated coverage so patients know what to expect. This process helps reduce surprises and supports confident planning.
Dental Insurance in Reno & Zephyr Cove
For patients seeking dental insurance in Reno and Zephyr Cove, our office assists with benefit verification and claim submission. We also help patients understand in-network and out-of-network differences, making it easier to use available benefits efficiently.
Insurance providers
Aetna (dba Aetna Dental)
Altus Dental, Inc.
- Commonwealth of Massachusetts Group Insurance Commission (GIC)
- GIC does not utilize Connection Dental in Massachusetts, New Hampshire, and Rhode Island
Ameritas Life Insurance Corp
- Dental Select (excludes UT)
- First Reliance Standard Life Insurance of New York
- Physicians Mutual
- Reliance Standard Life
- Standard Insurance Company
- Standard Insurance Company of New York
Please be aware that the following entities may also be referred to as Classic or Classic Plus:
Careington International Corporation
- Anthem Blue Cross Blue Shield – Complete plans (Prime and Grid OON)
- BrightBenefits
- Nippon Life
- Fidelio
- Merchants Benefit Administration, Inc.
Cigna Health and Life Insurance Company, Inc.
- Total Cigna DPPO (Not Advantage Plans)
Dental Network of America
- Blue Cross Blue Shield plans of AL, IL, MT, NM, OK & TX
- Health plans from Blue Cross Blue Shield available in Illinois, Montana, New Mexico, Oklahoma, & Texas
DenteMax
- AlwaysCare Benefits
- Bento: Cambalt Solutions, Inc.
- Beam Dental
- Colonial Life
- Cypress Benefits & Vision
- Mutual of Omaha
- Pro Benefits Administrators
- Renaissance Dental
- Starmount
- TruAssure
- Unum
DenteMax (continued)
- First Continental Life
- West Virginia Senior Advantage
Dominion National
- AmeriHealth New Jersey
- Blue Cross and Blue Shield of Arizona
- Capital BlueCross
- Health Team Advantage
- Independence Blue Cross
- Tufts Health Plan
FCE Benefit Administrators, Inc.
Foundation for Medical Care (HealthEdge)
GEHA
- Connection Dental Plus, an ERISA plan
- FEDVIP plan:
- GEHA Connection Dental Federal (includes eligible former TRICARE retirees)
- FEHB
Guardian Life Insurance Company of America
Personify Health (formerly Health Comp)
Humana Dental Insurance
- Central States Funds
- Humana Dental Access Discount Card
- Humana Dental PPO
- Humana Dental Traditional Preferred
- Humana One
HRI Dental & Vision (formerly Paramount)
- HRI Dental and Antidote Health
- Champion Health
- Paramount Elite
- Peak Health
- Select Health
Kaiser Permanente
- Provided by the Kaiser Foundation Health Plan situated in the Northwest region.
- May also use network names: Classic + Dental
MetLife Insurance Company
- PDP Plus plans
National Rural Electric Cooperative Association Group Benefits Program (NRECA)
NovaNet Inc.
- Alternative Insurance Resources
- Aflac PPO Dental (formerly Argus Dental & Vision, Inc.)
- ARM Ltd
- Boulder Administration Services
- CareFirst Blue Cross Blue Shield
- Chesterfield Resources
- DD Services, Inc.
- Direct Care Admin
- Equitable
- Group Benefit Services
- Interactive Medical Systems
- Luminaire Health (formerly Coresource/Trustmark)
- Med-Pay, Inc.
- Planstin Administrative Solutions
- United Furniture Workers Insurance Fund
- Varipro
Pequot Plus Health Benefit Services
Point C (formerly Mid America Benefits)
Preferred Health Professionals
- Bricklayers Local Union 15 Welfare Fund
- Bricklayers SW Missouri
- Cement Masons & Plasters Local 518 Welfare Fund
- Construction Industry Laborers
- District Council #3 Painters & Allied Trades Welfare Fund
Solstice Benefits, Inc.
Sun Life Financial Inc.
TransWestern Insurance Administrators
90 Degree Benefits
TriStar Benefit Administrators
United Concordia Insurance Company
- BCBS of MI
- BCBS MN Commercial
- First Priority Life Insurance Company
- Highmark, Inc.
- Highmark West Virginia
- Highmark Delaware
- HMO of Northeastern Pennsylvania, Inc.
- First Priority Health
- Highmark Choice Company
- Highmark
- Highmark Benefits
- Select Resources Inc.
UnitedHealthcare / Dental benefit providers
- Blue Shield of California
- Centene / HealthNet of CA, OR, and WA
- Dental Benefit Providers Inc
- Freedom Life Insurance Company
- HealthPlex
- Pacific Life
United Medical Resources, Inc. (UMR) – Limited plans
Unum
Most Popular
Sierra Smiles Dental Savings Plan
You deserve quality dental treatment without limitations due to a lack of payment options. Not having dental insurance or having dental insurance that refuses to cover the treatment you need shouldn’t keep you from living a healthy, pain-free life.
That’s why we’re excited to offer you Sierra Smiles Dental Savings Plan–a membership plan direct from our office. You’ll get all of the exams and preventative treatment you need for an annual flat rate, plus discounts on all other treatments.
- Routine hygiene wellness visits & exams
- Diagnostic X-Rays
- Oral cancer screenings
- Sleep and airway assessments
- Fluoride treatments
- Discounts on all other treatment
- Discounts on orthodontics
- Special bonuses after 1 year of membership
We value your loyalty! The Sierra Smiles Dental Savings Plan was designed to simplify how you access and provide payment for the dental treatment you need.
Cherry
Looking for a convenient way to finance your dental treatment?
Cherry is a patient-focused payment solution that lets you split your costs into smaller, more manageable monthly payments. They use a quick application process—taking just about 60 seconds—so you can see your options and get approved without any impact to your credit score.
With Cherry, you’ll have the freedom to move forward with the treatments you need now while spreading out the cost over time. After receiving approval, you can enjoy stress-free payments, often with no hidden fees or prepayment penalties. It’s a straightforward way to invest in your dental health without putting your budget on hold. Click below to learn more and apply!
Flexible Financing Options at Sierra Smiles
CareCredit
You shouldn’t have to save up or put off your care until you have the entire cost upfront. And most credit cards charge astronomical fees and interest rates that make paying off your care even harder.
We’ve partnered with CareCredit to give you comprehensive healthcare financing so you can pay for your dental care (and other healthcare needs) on your own timetable. Their lower rates and longer terms can make paying for your care easy and manageable.
CareCredit will help you:
- Provide payment options for your care at Sierra Smiles
- Locate other healthcare providers who accept CareCredit
- Choose your financing terms
- Prequalify without affecting your credit score
Get the care you need now! CareCredit will help you pay for your healthcare, your family’s healthcare…even your pets!
Cash or Credit
Of course, we always accept cash or credit payments for your treatment, and we offer a special incentive for patients who pay in full before their treatment begins. We’re committed to providing you with the highest quality of service without worrying about the financial side of dental care.